Comparison on Investment Return

Let say you have some RM20,000 of money and you are still wondering which instrument you would like to invest your money.

Here we compare the investment base on Unit Trust, ASB and EPF. For the fixed depositm, we should left out as the rate is between 2.5% to 3% per annum.

Rate o return pe annum: 
Let say, ASB(8%), EPF(4.5%), Unit Trust (12%)
Investment period: 15 years
Initial Investment: RM20K

Then your estimated return for 15 years as follow:

ASB:RM63,443
EPF: RM38,705
Unit Trust: RM109,479

When you see above figure, the different among above instrument is very huge.